Trip insurance up to 11.65 billion VND
Get insurance for incidents and accidents during trips for cardholder and family members
Cash back rate up to 20 million VND/year
0.3% cash back on every shopping and service payment
Exclusive promotions
Receive golf promotions, Golden birthday privileges, luxury promotions from Vietcombank, Visa and partners

Detailed information

Benefits
Conditions
Card information
Fees

Cashback

  • Receive a 0.3% cashback on all spending transactions

(Details)

Privileges

  • Exclusive joining fee offers for prestigious golf clubs in Vietnam and worldwide.
  • Travel insurance coverage of up to 11.65 billion VND for cardholders and cardholders' immediate family members.
  • Direct discounts, vouchers from Vietcombank, and Visa cardholder benefits.
  • Toll-free dedicated hotline at 1800 1565
  • Exclusive benefits for retail banking services. 

Optimal utilisation

  • Choose from a diverse range of cards to suit your needs: physical or virtual eCard 
  • Supplementary cards for children aged 6 to under 15 
  • Card activation, card opening/locking, inquiry, limit changes, and more... on VCB Digibank

 

Convenient payment

  • Cash withdrawal directly or using a QR code at ATMs
  • Bill payments, fund transfers at ATMs, VCB Digibank
  • Payments at card-accepting establishments: in-person, contactless
  • Online payments: on websites, VCB Digibank, various online shopping apps
  • Payments via electronic wallets/mobile payment apps: Apple Pay, Google Pay, Samsung Pay
  • Receive money through Visa cards

 

Requirements

  • Individuals aged from 15 and above as prescribed by law
  • Foreign residents legally residing in Vietnam for 12 months or more

Issuance procedure

 To request issuance, please provide application forms, personal documents and proof of financial capacity. 

Forms

  • Application form and contract
  • Card conditions

Card usage limit

  • Cash withdrawal: up to 200 million VND per day
  • Spending: up to 500 million VND per day 

 

Card validity

5 years

Number of supplementary cards

Maximum 3 cards

User guide

Instructions on card usage, statement payments, and usage tips

Issuance fee

Free

Annual fee

  • Primary Card

  - Physical Card: 360,000 VND/card/year

 

  • Supplementary Card   
  •  Free
- Subsequent years' annual fee waived when reaching spending volume of 50 million VND , details

Other fees

Fee schedules (here)

Caculator Tool

Choose a card
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Estimated spending amount
VND

Result

-- VND

Note

  • 1. I received a card (credit/debit) but couldn't use it at the ATM, and I don't know the reason why?

    Customers who receive a new issued card but cannot use it may encounter the following reasons and can follow these solutions:

    1. The card is not yet activated/unlocked. To activate the card, customers can follow one of these instructions:

    • Send an SMS to the hotline 6167 with the format: VCB<space><KHT><first 6 digits of the card><dot><last 3 digits of the card> (Example: VCB KHT 412975...123) (Or type VCB HELP or HELP KHT and send it to 6167 for guidance)
    • Log in to VCB Digibank, choose the Card Services section, and select the Activate Card feature.
    • Contact the card issuing branch.

    2. Entered the incorrect PIN provided by the bank for the first time: Customers should check and enter the correct PIN provided.

    3. The card is physically damaged or was mishandled by the customer: Customers should contact the card-issuing branch/Customer Service Cenre to get assistance and have a new card issued.

  • 2. What should I do if I perform a card-to-card transfer at the ATM, but the screen shows "invalid destination card"?

    Please contact the 24/7 hotline 1900 54 54 13 (for regular customers) / 1800 1565 (for priority customers) or the nearest Vietcombank transaction office/branch to get assistance.

  • 3. Can I perform domestic fund transfer through the card at other banks’ ATMs?

    You can perform domestic fund transfer from your Vietcombank debit card to other banks’ card at Vietcombank ATMs. You can access to the our website: www.vietcombank.com.vn to find the nearest ATM locations.

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