VCB DigiCard

Debit cards

VCB DigiCard

Cashback rate

5%

Annual fee

Free

Apply now Add to compare

Benefits

Usage limit

Card information

Fees

Cashback

Get 5% cashback, up to 300,000 VND per statement cycle for online payments in the entertainment, television, booking a ride, food delivery, and related sectors.
Receive 0.2% unlimited cashback for other transactions.

Privileges

Evergreen benefits: E-vouchers for discounts or free gifts from participating card-accepting establishments.
Get direct discounts and vouchers from Vietcombank and Visa.

Optimal utilisation

Link to VND payment accounts.
Easy and quick payments globally or on international websites and apps.
Card activation, card opening/locking, inquiry, limit changes, and more... on VCB Digibank

Convenient payment

Withdraw cash directly or through QR code at ATMs.
Pay bills, transfer money at ATMs, and on VCB Digibank.
Make direct, contactless payments at merchants that accept the card.
Pay online on websites, VCB Digibank, and various online shopping apps.
Make payments through digital wallets/mobile payment apps like Apple Pay, Google Pay, Samsung Pay…
Receive funds through Visa cards.

Requirements

Individual aged from 15 and above as prescribed by law
Foreign residents legally residing in Vietnam for 12 months or more

Issuance procedure

To request issuance, please provide application forms, and personal documents.

Forms

Application form and contract
Dedit card Conditions

Card usage limit

Cash withdrawal limit: 100 million VND per day.
Spending limit: 200 million VND per day.

Note: To maximize international transaction and payment limits, customers are advised to visit Vietcombank to verify their information directly.

Card validity

5 years

Number of issued cards

Maximum 01 primary card and 03 supplementary cards.
Note: Each Customer can only issue maximum of 5 primary cards and 9 supplementary cards of International Debit cards within 06 months (the number of cards may change according to Vietcombank's regulations).

User guide

Detailed guide on credit card payment, usage notice, etc.

Issuance fee

Free

Annual fee

Free

Other fees

Fee schedules (here)

Caculator Tool

Choose a card

Cashback rate

%

Estimated spending amount

VND

Result

Estimated cashback amount

-- VND

Note

The calculation table is for reference only.
The conversion rate for reward points must comply with the regulations of each product and may change according to VCB's policies and regulations for each period

Latest promotions

View all

You might be interested

1. I received a card (credit/debit) but couldn't use it at the ATM, and I don't know the reason why?
Customers who receive a new issued card but cannot use it may encounter the following reasons and can follow these solutions:

1. The card is not yet activated/unlocked. To activate the card, customers can follow one of these instructions:

Send an SMS to the hotline 6167 with the format: VCB<space><KHT><first 6 digits of the card><dot><last 3 digits of the card> (Example: VCB KHT 412975...123) (Or type VCB HELP or HELP KHT and send it to 6167 for guidance)

Log in to VCB Digibank, choose the Card Services section, and select the Activate Card feature.

Contact the card issuing branch.

2. Entered the incorrect PIN provided by the bank for the first time: Customers should check and enter the correct PIN provided.

3. The card is physically damaged or was mishandled by the customer: Customers should contact the card-issuing branch/Customer Service Cenre to get assistance and have a new card issued.
2. What should I do if I perform a card-to-card transfer at the ATM, but the screen shows "invalid destination card"?

Please contact the 24/7 hotline 1900 54 54 13 (for regular customers) / 1800 1565 (for priority customers) or the nearest Vietcombank transaction office/branch to get assistance.
3. Can I perform domestic fund transfer through the card at other banks’ ATMs?

You can perform domestic fund transfer from your Vietcombank debit card to other banks’ card at Vietcombank ATMs. You can access to the our website: www.vietcombank.com.vn to find the nearest ATM locations.