Physical and virtual card issuance
Diverse payment channels with two card issuance options
Redeem points for VCB Rewards gifts

Accumulate reward points to redeem gifts exchange: shopping on VCB Digibank, banking service fees...
Enjoy great deals around the world
Shopping, travel... from Vietcombank, Visa and partners

Benefits
Usage limit
Card information
Fees

VCB Rewards points

  • Earn 2 unlimited points for every 1,000 VND spent
  • Earn 3 bonus points, up to 200,000 points per month, for online, contactless, and supermarket transactions. 

Privileges

  • Evergreen benefits: E-vouchers for discounts or free gifts from card-accepting establishments.
  • Direct discounts, vouchers from Vietcombank, and Visa. 

Optimal utilisation

  • Choose from a diverse range of cards to suit your needs: physical or virtual eCard (Details)
  • Supplementary cards for children aged 6 to under 15 (Details)
  • Card activation, card opening/locking, inquiry, limit changes, and more... on VCB Digibank

Convenient payment

  • Cash withdrawal directly or using a QR code at ATMs
  • Bill payments, fund transfers at ATMs, VCB Digibank
  • Payments at card-accepting establishments: in-person and contactless
  • Online payments: on websites, VCB Digibank, various online shopping apps
  • Payments via electronic wallets/mobile payment apps: Apple Pay, Google Pay, Samsung Pay
  • Receive money through Visa cards

 

Requirements

  • Individual aged from 15 and above as prescribed by law 
  • Foreign residents legally residing in Vietnam for 12 months or more 

Issuance procedure

To request issuance, please provide application forms, and personal documents.

Forms

  • Application form and contract 
  • Dedit card Conditions 

Card usage limit

  • Cash withdrawal 100 million VND/day
  • Spending 200 million VND/day
  • Transfer on VCB Digibank up to 1 billion VND/day

Card validity

5 years

Number of issued cards

  • Maximum 01 primary card and 03 supplementary cards.
  • Note: Each Customer can only issue maximum of 5 primary cards and 9 supplementary cards of International Debit cards within 06 months (the number of cards may change according to Vietcombank's regulations).

User guide

Detailed guide on credit card payment, usage notice, etc.

Issuance fee

  • Physical card: 50,000 VND/main or supplementary card
  • eCard: Free

Annual fee

  • Physical card: 60,000 VND/card/year. Free Annual fee for the first year when card is issued
  • eCard: Free
  • Free annual fee for the next year when card spending reaches 5 million VND, details here

Other fees

Fee schedules (here)

Caculator Tool

Choose a card
Reward Points Conversion Rate
VND/1 Point
Estimated spending amount
VND

Result

Expected reward points to receive
-- Point

Note

  • The calculation table is for reference only.
  • The conversion rate for reward points must comply with the regulations of each product and may change according to VCB's policies and regulations for each period

You might be interested

  • 1. I received a card (credit/debit) but couldn't use it at the ATM, and I don't know the reason why?
  • 2. What should I do if I perform a card-to-card transfer at the ATM, but the screen shows "invalid destination card"?
  • 3. Can I perform domestic fund transfer through the card at other banks’ ATMs?
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