Redeem points for gifts VCB Rewards
Accumulate reward points to redeem gifts exchange: shopping on VCB Digibank, banking service fees...
Physical and virtual card issuance
Diverse payment channels with two card issuance options
Enjoy great deals around the world
Shopping, travel deals...
from Vietcombank, Visa and partners

Benefits
Conditions
Card information
Fees

VCB Rewards points

Earn 2 points without limitations for every 1,000 VND spent. (Details)

Optimal utilisation

 

  • Additional card for children aged 6 to under 15 (details)
  • Card activation, card opening/locking, inquiry, limit changes, and more on VCB Digibank

Convenient payment

  • Withdraw cash directly from ATMs or using QR codes at ATMs.
  • Pay bills and transfer money at ATMs or through VCB Digibank.
  • Make in-person contactless payments at establishments that accept the card.
  • Perform online payments on websites, VCB Digibank, and various online shopping applications.
  • Make payments through electronic wallets and mobile payment applications. 

Requirements

  • Individual aged from 15 and above as prescribed by law 
  • Foreign residents legally residing in Vietnam for 12 months or more 

Issuance procedure

To request issuance, please provide application forms, and personal documents. 

Forms

  • Application form and contract 
  • Dedit card Conditions 

Card usage limit

  • Cash withdrawal up to 100 million VND per day. 
  • Spending up to 200 million VND per day.

(Details)

Card validity

5 years

Number of issued cards

  • Maximum 01 primary card and 03 supplementary cards.
  • Note: Each Customer can only issue maximum of 5 primary cards and 9 supplementary cards of International Debit cards within 06 months (the number of cards may change according to Vietcombank's regulations).

User guide

Detailed guide on credit card payment, usage notice, etc. (details here)

Issuance fee

50.000 VND/card

Annual fee

  • 60,000 VND/card/year. First-year annual fee waived upon card issuance.
  • Free annual fee for the next year when card spending reaches 5 million VND, deatails here

Other fees

Fee schedules (here)

Caculator Tool

Choose a card
Cashback rate
%
Estimated spending amount
VND

Result

Estimated cashback amount
-- VND

Note

  • The calculation table is for reference only.
  • The conversion rate for reward points must comply with the regulations of each product and may change according to VCB's policies and regulations for each period

You might be interested

  • 1. I received a card (credit/debit) but couldn't use it at the ATM, and I don't know the reason why?
  • 2. What should I do if I perform a card-to-card transfer at the ATM, but the screen shows "invalid destination card"?
  • 3. Can I perform domestic fund transfer through the card at other banks’ ATMs?
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