Vietcombank – Vietnam National University Ho Chi Minh City Visa

Debit cards

Vietcombank – Vietnam National University Ho Chi Minh City Visa

Cashback rate

0.3%

Issuance fee

Free

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Benefits

Conditions

Card information

Fees

Cashback

Get a 0.3% cashback on all spending, up to a maximum of 5 million VND per 3 billing cycles (details)

Privileges

Evergreen Offer: E-vouchers for discounts or free gifts from participating merchants (details)

Direct discounts and vouchers from Vietcombank and Visa

Optimal utilisation

Card activation, card opening/locking, inquiry, limit changes, and more... on VCB digibank

Convenient payment

Withdraw cash directly or via QR code at ATMs
Pay bills and transfer money at ATMs
Make payments at accepting merchants, both in-person and contactless
Pay online through websites or VCB Digibank
Use digital wallets and mobile payment apps like Apple Pay, Google Pay, and Samsung Pay
Receive funds via Visa card

Requirements

Individual aged from 15 and above as prescribed by law
Foreign residents legally residing in Vietnam for 12 months or more
University officials, employees, alumni, students, trainees, PhD students at Vietnam National University Ho Chi Minh City

Issuance procedure

To request issuance, please provide personal documents, and application forms.

Forms

Application form and contract
Credit card conditions

Card usage limit

Withdrawal limit: 100 million VND per day
Spending limit: 200 million VND per day

Card validity

5 years

Number of issued cards

Maximum 01 primary card and 03 supplementary cards.
Note: Each Customer can only issue maximum of 5 primary cards and 9 supplementary cards of International Debit cards within 06 months (the number of cards may change according to Vietcombank's regulations).

Issuance fee

Free

Annual fee

60,000 VND/card/year. Free Annual fee for the first 2 years when issuing the card
Free Annual fee for the next year when card spending reaches 5 million VND, details here

Other fees

Fee schedules (here)

Latest promotions

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1. I received a card (credit/debit) but couldn't use it at the ATM, and I don't know the reason why?
Customers who receive a new issued card but cannot use it may encounter the following reasons and can follow these solutions:

1. The card is not yet activated/unlocked. To activate the card, customers can follow one of these instructions:

Send an SMS to the hotline 6167 with the format: VCB<space><KHT><first 6 digits of the card><dot><last 3 digits of the card> (Example: VCB KHT 412975...123) (Or type VCB HELP or HELP KHT and send it to 6167 for guidance)

Log in to VCB Digibank, choose the Card Services section, and select the Activate Card feature.

Contact the card issuing branch.

2. Entered the incorrect PIN provided by the bank for the first time: Customers should check and enter the correct PIN provided.

3. The card is physically damaged or was mishandled by the customer: Customers should contact the card-issuing branch/Customer Service Cenre to get assistance and have a new card issued.
2. What should I do if I perform a card-to-card transfer at the ATM, but the screen shows "invalid destination card"?

Please contact the 24/7 hotline 1900 54 54 13 (for regular customers) / 1800 1565 (for priority customers) or the nearest Vietcombank transaction office/branch to get assistance.
3. Can I perform domestic fund transfer through the card at other banks’ ATMs?

You can perform domestic fund transfer from your Vietcombank debit card to other banks’ card at Vietcombank ATMs. You can access to the our website: www.vietcombank.com.vn to find the nearest ATM locations.

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Vietcombank – Vietnam National University Ho Chi Minh City Visa

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24/7 customer service