• Business loans

    Success Business loan

    Loan amount up to
    85% of business cost
    Maximum loan tenor
    12 months
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Timely working capital replenishment
Supply working capital to serve customers' diverse business activities
Preferential and competitive interest rates
Preferential, competitive interest rates according to according to periodic credit packages
Flexible loan tenor and repayment method
Flexible loan tenor and repayment method to suit business activities

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizens from 18 years old to not exceeding 70 years old at the end of the loan term
  • Have a demand for additional working capital to support business operations
  • Have collateral assets include: real estate, cars, valuable papers
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    Maximum loan amount

    85% of the proposed cost of the business plan
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    Maximum loan term

    12 months
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    Loan application

    Use Vietcombank's forms
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    Proof of identity

  • ID/Passport
  • Information about customer's residence
  • Marriage registration certificate/Confirmation of marital status
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    Proof of loan purpose

  • Legal documents of business operations
  • Documents and records of the business plan
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    Proof of debt repayment source

    Income proof documentation from customer's business activities and/or from private enterprises owned by the customer
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    Collateral documents

    Customer's asset ownership certificate and/or third-party asset ownership certificate as required by Vietcombank.
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

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    Repayment date

  • Principal payment: suitable for the customer's cash flow
  • Interest payment: monthly based on amortized outstanding loan balance
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    Early repayment fees

    Click here
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    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND
    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

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    FAQs

    • 1. I am the owner of a private enterprise. Can I obtain additional working capital under this product?
      The target customers for the “Prosperous Business Product” are individuals who are self-employed, business owners, and owners of private enterprises. For more detailed information and procedures to apply for a loan for additional working capital to support your business operations, please contact the hotline 1900 54 54 13 or visit the nearest Vietcombank branch.


    • 2. What is the maximum absolute amount I can borrow for my short-term investment proposal to expand my business at Vietcombank?
      Customers can borrow up to 85% of their business plan.
      Vietcombank determines the maximum absolute borrowing amount based on the evaluation of various criteria, including:
      • The business plan for which you need the loan.
      • Current business operations.
      • Collateral assets for the loan.
    • 3. I operate a business as a distributor of beverages, but I don't have a business registration certificate. Can I still get a loan at Vietcombank?
      The distributor of beverages is required to have a business registration certificate according to the legal regulations. Therefore, customers need to provide the business registration certificate when applying for a loan at Vietcombank.
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