Starting April 16, 2025, Vietcombank will offer advance loans to employees during this transition period, in accordance with the provisions of the aforementioned decree. This product aims to provide practical financial solutions, helping customers confidently embrace a new phase and continue their development.

- Purpose of the loan: To cover personal living expenses.

- Loan structure: flexible options, allowing for borrowing as needed or through an overdraft limit.

- Eligible borrowers: employees who qualify for financial support under Decree 178/2024/ND-CP and meet Vietcombank's credit criteria.

- Loan amount: up to 70% of the financial support the customer is entitled to.

- Loan term: up to 12 months.

- Collateral: no collateral required.

- Interest rates: competitive rates with no penalties for early repayment.

Additionally, from now until December 31, 2025, customers aged 55 to 62 (including employees covered by Decree 178/2024/ND-CP) can take advantage of various other exceptional products, services, and benefits offered by Vietcombank. These include flexible principal withdrawal deposits with attractive interest rates, investment opportunities in VCBF fund certificates known for their safety and profitability, exclusive privileges for Priority Customers, and a non-physical international debit card issued by Vietcombank, along with other enticing incentives for VCB Loyalty members.

As a leading bank, Vietcombank is dedicated to pioneering policies, programs, and products that prioritize customer needs. We hope this offering will provide robust financial support to officials, civil servants, public employees, workers, and armed forces as they implement the organizational changes outlined in Decree 178/2024/ND-CP, empowering them to innovate and grow.

For more information and details on applicable terms and conditions, please contact the Vietcombank hotline at 1900 545413 or 1800 1565 (for Priority Customers), or visit the nearest Vietcombank branch nationwide.

Best regards.

VCB News