To provide customers with a more flexible financial solution when participating in insurance, Vietcombank and FWD jointly introduce the “Flexible Installment – Peace-of-Mind Refund” program for customers who pay FWD insurance premiums using Vietcombank credit cards and convert the transaction into installments via VCB Digibank.

1. Duration of offer: From December 05/12/2025 to 10/01/2026.

2. Applicable to: Customers who purchase FWD insurance at Vietcombank and are also Vietcombank credit cardholders meeting all conditions stipulated in the Promotion Terms & Conditions.

3. Applicable products: 

• Group 1: Applicable to customers purchasing new FWD Gia Tăng Bảo Vệ universal life insurance products distributed by Vietcombank, except the partially online version.
  
  
• Group 2: Applicable to customers paying second-year premiums or reinstating second-year policies for FWD Vietnam insurance products distributed by Vietcombank, including primary and supplementary riders (if any), except FWD Vững Ước Mơ Credit Life Insurance.
  
  

4. Location: Nation wide

5. Prize structure: Applicable for policies with annual premium value from VND 15 million or more, paid using a Vietcombank credit card.

Refund amount = Fee rate corresponding to the selected installment tenor × eligible FWD insurance premium converted into installments.

Please visit Vietcombank point of sale for more information.