With a commitment to supporting individual customers, household businesses, private enterprises, and the small and medium-sized enterprise (SME) community in expanding and developing their business operations, Vietcombank is launching a series of preferential business loan programmes starting from April 2025, with interest rates from as low as 4.6% per annum.

1. Loan Purpose

• To supplement short-term working capital for regular business operations
• To make medium- and long-term investments in machinery, equipment, workshops, or business expansion

2. Key Benefits

• Loan limit of up to VND 30 billion

• Loan amount of up to 100% of the collateral value

• Attractive interest rates:
  • Short-term loans (tenor from 3 to 12 months): from 4.6%/year
  • Medium- and long-term loans (tenor over 12 months): from 5.9%/year, with a wide range of fixed preferential interest rate options for extended periods (18, 24, 36, up to 60 months)

3. Customer Benefits

• Quick, stable, and transparent access to capital
• Confidence in long-term financial planning
• Flexibility in choosing short-term or medium/long-term loan packages tailored to specific business need

4. Programme Timeline

• For individual customers: From 01/01/2025 to 31/12/2025
• For SME customers: From 01/04/2025 to 31/03/2026

For detailed consultation and loan registration, please contact:

• Any Vietcombank branch or transaction office nationwide Customer Service Hotline:
  • Individual Customers: 1900 545413
  • Priority Customers: 1800 1565