From 16 April 2025, Vietcombank is introducing an advance loan product specifically designed for workers undergoing the transitional phase of organisational restructuring, in accordance with Decree No. 178/2024/NĐ-CP issued by the Government on 31 December 2024. This product offers a practical financial solution, empowering customers to move forward with confidence and stability.

Key Product Features:

• Purpose of the loan: Consumption to meet personal and household living needs.
• Loan format: Flexible – either disbursed per transaction or via an overdraft facility.
• Eligible borrowers: Individuals entitled to financial support under Decree No. 178/2024/NĐ-CP and who meet Vietcombank’s credit granting requirements.
• Loan amount: Up to 70% of the financial support value that the customer is entitled to receive.
• Loan term: Up to 12 months
• No collateral required
• Attractive interest rates with no early repayment fees.

Exclusive Benefits for Customers Aged 55–62 (including eligible individuals under Decree 178/2024/NĐ-CP):

• From now until  31 December 2025, eligible customers can enjoy a wide range of premium financial products and services, including:
• Flexible fixed deposits with attractive interest rates.
• Investment in VCBF mutual funds with superior risk-adjusted returns.
• Priority Banking privileges
• A free Vietcombank-issued virtual international debit card, along with other exclusive VCB Loyalty programme incentives and rewards offered periodically.

As a leading bank and pioneer in delivering policies, programmes, and products that put customers first, Vietcombank is committed to being a strong financial partner for government officials, public servants, employees, and armed forces personnel. The bank proudly supports the implementation of structural reforms within Vietnam’s political system in accordance with Decree No. 178/2024/NĐ-CP, ensuring peace of mind and continued development for those involved.

For further information, terms, and conditions, please contact:

Vietcombank Hotline: 1900 545413
Priority Customer Hotline: 1800 1565

Or visit your nearest Vietcombank branch nationwide.

Sincerely,

Vietcombank