• Consumer loans

    Loan against valuable papers

    Loan amount up to
    100% of valuable papers
    Maximum loan term
    Flexible
    Apply Now
Preferential and competitive loan interest rates
Attractive interest rates, lend up to 100% of asset documents' value
Optimizing benefits
Enjoy the full interest on the savings book, only pay a part of the interest on the actual number of loan days
Simple and quick procedures
Accept diverse asset documents with simple applications and quick approval

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Have the need for consumer loans.
  • Have valuable papers as collaterals.
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    Maximum loan amount

    100% of the value of the valuable papers
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    Maximum loan term

    Upon the agreement between Customer and Vietcombank
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    Loan application form

    Vietcombank's form
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    Proof of identity for Customer and Collateral Provider

    ID Card/Passport
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    Collateral documents

    Valuable papers of the customer and/or third parties as required by Vietcombank's regulations.
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

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    Repayment date

    Monthly/quarterly/yearly or at the end of loan term
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    Early repayment fees

    Click here
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    Loan estimate

    amount you want to borrow
    VND
    Interest rate
    %/Year
    Number of loan months
    Month
    Disbursement date

    Amount to be paid

    Loan method
    --
    Monthly payment amount
    0 VND
    Total principal payable
    0 VND
    Total interest payable
    0 VND
    Total amount to pay
    0 VND

    Note: Calculation results are for reference only

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    FAQs

    • 1. How is the interest rate applied to my pledged valuable papers at Vietcombank?
      When you pledge valuable papers at Vietcombank (VCB), you will still enjoy the interest rate stated on those valuable papers.
    • 2. What are the repayment terms for my principal and interest?
      Customers can repay the principal and interest on a monthly/quarterly basis or as agreed between the bank and the customer.
    • 3. Is it possible to borrow up to 100% of the value of the valuable papers?
      Customers can borrow up to 100% of the value of the valuable papers, but they must demonstrate the ability to repay both the principal and interest of the loan.
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