Trip insurance up to 7 billion VND
Get insurance for incidents and accidents during trips for cardholder and family members
Unlimited cash back rate
0,8% cash back on every spending
Up to 50 days interest-free
Buy now - pay later

Detailed information

Benefits
Usage limits
Card information
Fees

Cashback

Unlimited cashback on all spending transactions:

  • 0.8% for Gold tier
  • 0.6% for Green tier

Details

Privileges

  • Travel insurance coverage of up to 7 billion VND for customers and customers' immediate family members.
  • Direct discounts, vouchers from Vietcombank, and American Express® cardholder benefits.
  • Medical and global travel support services at +84 2838246795.

Financial optimisation

  • Flexible installment payments with 0% interest
  • Up to 50 days of interest free

 

Convenient payment

  • Cash withdrawal directly or using a QR code at ATMs
  • Bill payments at ATMs
  • Payments at card-accepting establishments: in-person, contactless, or using QR codes
  • Online payments: on the website or through VCB Digibank
  • Payments via electronic wallets
  • Card activation, card opening/closing, inquiry, limit changes, and more... on VCB Digibank. 

Requirements

  • Individual aged from 15 and above as prescribed by law. 
  • Foreign residents legally residing in Vietnam for 12 months or more. 

Issuance procedure

 To request issuance, please provide application forms, personal documents, and proof of financial capacity. 

Forms

  • Application form and contract 
  • Card conditions, here

Card usage limit

  • Credit limit: up to 300 million VND
  • Spending: 100% of the credit limit
  • Domestic cash withdrawal: 75% of the credit limit
  • International cash withdrawal: 30 million VND/day 
  • Maximum cash withdrawal amount for all Amex credit cards of each individual customer is 100 million VND/month

 

Card validity

 5 years 

Number of supplementary cards

 Maximum 3 cards  

Statement date

  • Statement date: 1st every month
  • Payment due date: 21st the following month

User guide

Detailed guide on credit card payment, payment statement, usage notice

Issuance fee

Free

Annual fee

  • Main card: 400.000 VND/card/year 
  • Supplementary card: 200.000 VND/card/year. Free annual fee in the first year for the 1st supplementary card 

Other fees

 Fees and interests details 

Caculator Tool

Choose a card
Cashback rate
%
Estimated spending amount
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Result

Estimated cashback amount
-- VND

Note

  • The calculation table is for reference only.
  • The conversion rate for reward points must comply with the regulations of each product and may change according to VCB's policies and regulations for each period

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FAQs

  • 1. I received a notification message during a credit card transaction saying it is a provisional available credit limit. Can you explain this to me?
  • 2. Why have my linked cards on the MOCA application been temporarily locked?
  • 3. I didn't receive the OTP to link my card. What should I do?
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