To help individual customers realise their dream of owning a home, from 1 April 2025, Vietcombank launches a series of attractive home loan packages with interest rates starting at just 3.99% per annum. Customers can enjoy flexible procedures, fast disbursement, and loan terms of up to 30 years.

1. Loan Purposes

• Purchase of residential properties (apartments, landed houses, villas, etc.)
• Construction, renovation or repair of existing homes
• Purchase of off-plan real estate

2. Key Incentives

• Attractive interest rates from only 3.99%/year
• Multiple fixed-rate options available for various tenors: 6, 9, 12, 18, 24, 36, and 60 months
• Loan term of up to 30 years
• High loan value: up to 100% of the property value or construction cost, depending on the loan purpose
• Quick and simple procedures, with dedicated consultation from our team of professional advisors

3. Customer Benefits

• Access to stable, transparent financing sources
• Peace of mind in long-term financial planning
• Flexibility to choose repayment terms and schedules tailored to your actual income

4. Promotion Period

• From 1 April 2025 to 31 March 2026 or until the programme’s credit limit is fully utilised.

*Note: Interest rates may vary depending on Vietcombank’s policy at each period.*


Own Your Dream Home with Ease – Fast Disbursement

Whether you're looking to buy your first home or upgrade your family living space, Vietcombank is here to accompany you on your journey to a secure and prosperous future.

• Visit your nearest Vietcombank branch
• Or contact our hotlines:
  • Personal Banking: 1900 54 54 13
  • Priority Banking: 1800 1565