Since the beginning of 2024, Vietcombank has continuously implemented attractive interest rate programs for individual customers and small and medium-sized enterprise (SME) borrowers.

Competitive interest rates - Helping every customer access easy loans:

The Competitive Interest Rate program with a capital scale of 50,000 trillion dong is dedicated to individual customers seeking loans for real estate purchase, home construction, car purchase, consumer loans, etc., with preferential interest rates starting from only 4.9% per year, specifically:

• Starting from 4.9% per year for the first 6 months for loans under 24 months.
• Starting from 5.0% per year for the first 12 months for loans over 24 months.

This program runs from April 1, 2024, until June 30, 2024, or until the program's capital scale is depleted.

Peace of mind interest rates - Helping customers remain proactive in all financial plans:

Parallel to the Competitive Interest Rate program mentioned above, Vietcombank allocates a capital of 100,000 trillion dong for the Peace of Mind Interest Rate program, aimed at individual customers and SMEs. This program offers fixed interest rates for long-term periods such as 18 months, 24 months, 36 months, and 60 months.
The Peace of Mind Interest Rate program is designed for individual customers and small and medium-sized enterprise borrowers with needs for medium to long-term capital for real estate purchase/construction, production and business loans, car loans, and consumer loans, with fixed interest rates starting from 6.0% per year for medium and long-term periods, including:

• Starting from 6.0% per year fixed for 18 months.
• Starting from 6.0% per year fixed for 24 months.
• Starting from 7.5% per year fixed for 36 months.
• Starting from 9.5% per year fixed for 60 months.

This program runs from April 1, 2024, until June 30, 2024, or until the program's capital scale is depleted.

Short-term business production loan interest rate incentive program:

Starting from January 1, 2024, Vietcombank has introduced an interest rate incentive program for short-term business production loans with a capital scale of up to 160,000 trillion dong.
This program applies to individual customers, household businesses, and sole proprietorships seeking additional working capital for production and business, with a minimum lending rate starting from 4.8% per year, specifically:

• Starting from 4.8% per year for loans with a term of less than 3 months.
• Starting from 4.9% per year for loans with a term from 3 months to less than 6 months.
• Starting from 5.8% per year for loans with a term from 6 months to less than 9 months.
• Starting from 5.9% per year for loans with a term from 9 months to less than 12 months.
• Starting from 6.2% per year for loans with a term of 12 months.

This program applies to disbursements according to Vietcombank's products from January 1, 2024, until December 31, 2024, or until the scale of 160,000 trillion dong is exhausted.

Competitive interest rate program for SMEs:

Exclusively for small and medium-sized enterprise customers, Vietcombank has allocated a capital of 100,000 trillion dong to implement a competitive interest rate program for SME customers with a favorable lending rate starting from 4.2% per year for short-term loans.

• Starting from 4.2% per year for loans with a term of less than 3 months.
• Starting from 4.8% per year for loans with a term from 3 months to less than 6 months.
• Starting from 5.5% per year for loans with a term from 6 months to less than 9 months.
• Starting from 5.5% per year for loans with a term from 9 months to less than 12 months.
• Starting from 6.1% per year for loans with a term of 12 months.

This program runs from April 1, 2024, until March 31, 2025, or until the program's capital scale is depleted.

Benefits for customers receiving salary through Vietcombank:

Individual customers receiving salaries through Vietcombank when applying for loans will receive an additional 0.2% per year reduction in interest rates compared to the normal lending rate.
From now on, customers can visit nearly 600 Vietcombank branches nationwide to receive advice on the most suitable interest rate programs.

Note: Lending interest rate floors may change during different periods.