With the desire to accompany SME customers to improve business efficiency, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) officially launched Product and Service Packages (SPDV Packages) designed "tailor-made" for small and medium enterprises (SME enterprises) in business fields including: SPDV Package for SME customers with capital needs, SPDV Package for SME customers in the import-export field and Product and Service Package for SME customers who are Vietcombank's payment acceptance units. The Product and Service Packages are designed with suitable features and outstanding incentives for businesses in different business fields.

PRODUCT AND SERVICE PACKAGE FOR SME ENTERPRISES WITH CAPITAL LOAN NEEDS

The product and service package for SME customers with business loan needs includes all the products and services customers need for financial transactions and loans with special incentives:

• Financial transantions incentives:
  • With VCB DigiBiz digital bank and SME transaction packages, customers get:
    • Exemption from all fees: Money transfer fees, service maintenance fees, salary payments, etc.;
    • Transactions anytime, anywhere conveniently on the App and website versions;
    • Free SME Advanced transaction package for 12 months from the date the customer first borrows capital and registers to use VCB DigiBiz.
  • Loan incentives: Borrow capital for production and business with special preferential interest rates.
  • Free Vietcombank Visa Business debit and credit cards:
    • Unlimited cashback (at a rate of 0.3% of spending value with debit cards and 0.4% of spending value with credit cards);
    • Optimal payment solutions

PRODUCT AND SERVICE PACKAGE FOR SME ENTERPRISES IN THE IMPORT-EXPORT SECTOR

The product and service package for SME Customers in the import-export sector includes all the products and services customers need for financial transactions, international money transfers/trade finance with special offers:

• Financial transaction incentives:
  • With VCB DigiBiz digital bank and SME transaction packages, customers get:
    • Exemption from all fees: Money transfer fees, service maintenance fees, salary payments, ...;
    • Transactions anytime, anywhere conveniently on the App and website versions.
    • Free SME Advanced transaction package for 12 months from the date the customer first borrows capital and registers to use VCB DigiBiz.
  • Foreign currency trading and international money transfer incentives:
    • 15% increase/decrease in foreign currency trading rates at the counter;
    • 50% reduction in foreign money transfer/collection fees.
  • Free Vietcombank Visa Business debit and credit cards:
    • Unlimited cashback (at a rate of 0.3% of spending value with debit cards and 0.4% of spending value with credit cards);
    • Optimal payment solutions

PACKAGE OF PRODUCTS AND SERVICES FOR SME ENTERPRISES AS PAYMENT ACCEPTORS

The package of products and services for SME Customers as payment acceptors includes all the products and services that customers need for financial transactions and loans with special incentives:

• Financial transaction incentives:
  • With VCB DigiBiz digital bank and SME transaction packages, customers get:
    • Exemption from all fees: Money transfer fees, service maintenance fees, salary payments, ...;
    • Transactions anytime, anywhere conveniently on the App and website versions;
    • Free SME Online transaction package for 12 months from the date the customer first borrows capital and registers to use VCB DigiBiz.
  • Loan incentives: Borrowing capital for production and business with special preferential interest rates.
  • Giving away Vietcombank Visa Business debit and credit cards:
    • Unlimited cashback (at a rate of 0.3% of spending value with debit cards and 0.4% of spending value with credit cards);
    • Optimal payment solutions

Customers can easily register to use the SME Service Packages at more than 600 Vietcombank transaction points nationwide. With outstanding financial solutions, Vietcombank wishes to accompany businesses to overcome difficulties and move towards a successful future.