Flexible principal repayment or term-end repayment
Customers can choose to repay principal at the end of the term to minimize financial pressure
Competitive loan amount
Loan amount from 05 up to 200 billion VND
Flexible repayment source
Inlcuding repayment sources from sale of existing assets

Product information

Conditions
Documents required
Procedure & Repayment
Fees

Applicant eligibility

  • Vietnamese citizens aged 18 years or older
  • Meet Vietcombank’s priority criteria
  • Meet Vietcombank’s credit approval requirements.
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Loan amount

Up to 200 billion VND/application
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Loan term

Flexible Principal Repayment

Periodic or End of Term
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Repayment Source

Including repayment source from sale of the existing assets
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Collateral

  • Cash, deposits, savings deposits, valuable papers (except stocks, fund certificates)
  • Land use rights/Housing granted Certificate meeting the conditions in Hanoi and Ho Chi Minh City
  • Future-formed housing/ Property rights arising from furture-formed housing sales contracts/Available housing in projects located at:
    • Hanoi City
    • Ho Chi Minh City
    • Belonging to the list of other real estate projects, details here
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Proof of identity

  • ID Card or equivalent documents
  • Marriage Certificate/Certificate of Single Status
  • Information about customer’s residence
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Proof of purpose

As guided by Vietcombank
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Proof of Financial Capability and Sources of Repayment

As guided by Vietcombank
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Loan application

Forms provided by Vietcombank
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Other documents

As guided by Vietcombank
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Procedure

  • Step 1: Customers receive consultation on loan conditions and required documents
  • Step 2: Customers prepare and submit applications as instructed
  • Step 3: Vietcombank appraises and notifies the approval result
  • Step 4: Customers and Vietcombank sign loan agreement
  • Step 5: Receive loan disbursement
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Repayment

  • Principal repayment: Flexible principal repayment or term-end repayment
  • Interest repayment: Monthly
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  • 1.

    Tại sao thẻ tín dụng không thanh toán được?

  • 2.

    Thẻ tín dụng Vietcombank có rút tiền được không?

  • 3.

    Tại sao không kích hoạt được thẻ tín dụng Vietcombank?

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