Maximum support
Support 200% insurance money for Total and Permanent Injuries cases
Secure protection
Protection against later stages of cancer  
until 80 years old
Safe investment
 Earn investment interest safely and steady, with guaranteed interest rates

Information

Conditions
Benefits
References
Additional

Age

  • Male: 18 - 62 years old 
  • Female: 18 - 60 years old
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Duration

Up to when the insured person reaches the age of 80 at maximum.
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Premium paying period

It is the number of years of insurance premium payments required to plan for the customer's retirement under the FWD Future focus product.
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Premium paying period

Withdrawal periods: 3/5/10/15 years
Regular withdrawals: annually
Withdrawal time: when the insured person reaches the age of 62 for males or 60 for females, or at the end of the targeted premium payment period (whichever occurs later). The withdrawal time is the expected time when the policyholder can make withdrawals according to the plan of the FWD Future Focus, provided that:
- Within the targeted premium payment period, the policyholder pays the insurance premium in full and on time.
- The policyholder makes withdrawals according to the product plan, without making any premature withdrawals from the insurance account.
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Insurance benefits

  • Late-stage cancer
  • Total and permanent disability 
  • Income support in case of total and permanent disability 
  • Death 

 

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Investment benefits

  • Earning investment returns from the common linked fund
  • Regular contract maintenance bonus 
  • Special contract maintenance bonus
  • End of contract term
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Additional benefits

  • Health benefits
  • Ensuring contract validity 
  • Increasing insurance coverage without health assessment 
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Terms and Conditions

Additional insurances

Add additional supplementary insurances to suitably enhance protection for you and your loved ones. Below are recommended product bundles, combining main and supplementary insurances to provide the most comprehensive protection for your entire family:

 

Father (Main policy holder)

Mother 

Children

FWD Future focus

x

 

 

FWD Care Health insurances 2.0

 

 

x

FWD Care Critical illness 2.0

x

x

 

FWD Care Critical illness  waiver of premimum 2.0

x

 

 

FWD Care Death and Disability insurance

 

x

 

 

Additional insurance brochures: view details 

 
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Other insurances

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